Products & Services
BRAND NAMES OF THE MATERIAL USED
CLIENT REQUIREMENTS
Product & Services
Structural design
Structural design is a methodical investigation to get the economical specification of a structure or a structural element to carry the predicted load safely. With the application of structural design we can obtain required size, grade, reinforcement etc. of structural members to withstand the internal forces calculated from the structural analysis.
Structural design is a part of Structural Engineering which is a sub-division of Civil Engineering. Structural engineers are trained to design the structural elements accurately and supervise during construction to ensure the proper implementation of the structural design.
Objectives of Structural design:
1.Produce a structure which is capable to resist all applied loads without failure during its service life.
2.Obtain the economical dimensions of structural members.
3.Investigate the strength, stability and rigidity of structures Ensure structural safety.
Objectives of Structural design:
1.Produce a structure which is capable to resist all applied loads without failure during its service life.
2.Obtain the economical dimensions of structural members.
3.Investigate the strength, stability and rigidity of structures Ensure structural safety.
Products & Services
Electrical Design
Electrical design entails planning, creating, testing, or supervising the development and installation of electrical equipment, including lighting equipment, power systems, power distribution, fire and life safety systems, electronic components, and voice and data communications infrastructure. Typically, workers in this field are electrical engineers with bachelor’s or even master’s degrees in electrical engineering.
Electrical Design Defined
In its most simplistic definition, electrical design is the design of various electrical systems. Many electrical design projects start with an idea that emanates from the marketing and sales department or the research and development division within a company. Electrical design projects might represent a new marketable product or might seek to improve an existing product or system.
Electrical Design Defined
In its most simplistic definition, electrical design is the design of various electrical systems. Many electrical design projects start with an idea that emanates from the marketing and sales department or the research and development division within a company. Electrical design projects might represent a new marketable product or might seek to improve an existing product or system.
Construction loans require a certain kind of trust and surety, other loans do not; simply because of the lent money, in this case, is for something that doesn’t exist yet.There are a number of things you should know before applying as construction loan is very different from the standard home loans.
Products & Services
Estimation
Things to Consider While Applying Loan For Your Home Construction
However wonderful and dreamy building your own home may seem, it is a tedious, long and expensive process. As a result of which it is preferable to get a loan/mortgage to cover the payments. But it is always probable that your loan doesn’t cut it all, for which exists mortgage’s better cousin, Construction Loan.
A construction loan is, as is clear from its name, a loan sanctioned to you for funding the construction expenses of your home. The repayment of this loan is done after the entire construction process is completed, for which you will need to apply for a new loan known as the ‘End Loan’. It is, however, to be considered that banks and lenders interested in standard home loans may not be interested in construction loan due to the probable risks in the investment.
Home Construction Loan Eligibility/Qualifications:
Like other loans, for a construction loan, you must be a salaried individual between 21 and 62 years of age.
But unlike home loans, the banks would be lending money to a Proposed project, so there’s always a chance of it not turning out to value as much as it cost. So, to keep their money secure, banks have very strict qualifications for a construction loan:
1. A Qualified Builder/Contractor – A qualified builder will always have a reputation for his quality. Hence, a good contractor can always turn the tables towards you. However, if you are posing in an owner/builder, it could be a problem.
2. Detailed Specifications – For a lender who is putting money on you, it is very essential for him to know where his money will be going. Therefore, banks require a detailed schedule of everything from the ceiling heights to the construction material that would be used in the process.
3.Plot Value Estimation – Even though it is difficult to know the exact value of the project prior to construction, but the buyer must have an appraiser estimate his plot value. Large Down Payment – For the lenders to ensure that you are equally invested in the project they ask for as much as 25% down payment (generally 20%).
4.Income – Like other types of a standard loan, you must also provide the lenders you’re your income and current home information to ensure them that you’re capable of the EMI repayments.
Meeting all these at par with good credit will ensure that your loan gets sanctioned.
Checklist For Applying For Home Construction Loan After you submit an application for the loan along with all the prerequisite documents, the bank/lender will verify it, cross-checking with your income (for EMI paying capability) and the architectural plan for the authenticity of requirement. For a Home Construction Loan, you must provide your lender/bank with three types of documents.
Like other loans, for a construction loan, you must be a salaried individual between 21 and 62 years of age.
But unlike home loans, the banks would be lending money to a Proposed project, so there’s always a chance of it not turning out to value as much as it cost. So, to keep their money secure, banks have very strict qualifications for a construction loan:
1. A Qualified Builder/Contractor – A qualified builder will always have a reputation for his quality. Hence, a good contractor can always turn the tables towards you. However, if you are posing in an owner/builder, it could be a problem.
2. Detailed Specifications – For a lender who is putting money on you, it is very essential for him to know where his money will be going. Therefore, banks require a detailed schedule of everything from the ceiling heights to the construction material that would be used in the process.
3.Plot Value Estimation – Even though it is difficult to know the exact value of the project prior to construction, but the buyer must have an appraiser estimate his plot value. Large Down Payment – For the lenders to ensure that you are equally invested in the project they ask for as much as 25% down payment (generally 20%).
4.Income – Like other types of a standard loan, you must also provide the lenders you’re your income and current home information to ensure them that you’re capable of the EMI repayments.
Meeting all these at par with good credit will ensure that your loan gets sanctioned.
Checklist For Applying For Home Construction Loan After you submit an application for the loan along with all the prerequisite documents, the bank/lender will verify it, cross-checking with your income (for EMI paying capability) and the architectural plan for the authenticity of requirement. For a Home Construction Loan, you must provide your lender/bank with three types of documents.
1. KYC Documents – ID & Address Proof – Pan Card, Passport, Voter ID, Aadhar card (Any One) and Residence Proof – Any Utility Bill, Ration Card, Copy of Passbook (Any One)
2. Property Documents – Allotment letter, Title search report, Sale deed, development agreement, tripartite agreement, Registration and stamp duty receipt, Plot survey document, Sale deed, agreement of sale with the plot developer, property chain title for 40 years, encumbrance certificate for 60 years, Grant deed, Khata extract, Property tax paid certificate.
3. Income Documents – Salaried Individual – Bank Statement, Income Details on company letterhead, Salary Slips Self Employed Professional – Qualification certificate, Income tax return copy Self Employed Non-Professional – VAT or Service tax return copy, bank statement for 6 months
4.List of requisite plans – In addition to the identity proof and plot documents, a local municipal authority approved detailed layout plan of proposed building on site must also be submitted. Along with this, a certified architect or engineer must submit an estimated cost of construction. Based on all these documents, if the bank is sure that the project is safe to lend money for, your loan will be sanctioned.
2. Property Documents – Allotment letter, Title search report, Sale deed, development agreement, tripartite agreement, Registration and stamp duty receipt, Plot survey document, Sale deed, agreement of sale with the plot developer, property chain title for 40 years, encumbrance certificate for 60 years, Grant deed, Khata extract, Property tax paid certificate.
3. Income Documents – Salaried Individual – Bank Statement, Income Details on company letterhead, Salary Slips Self Employed Professional – Qualification certificate, Income tax return copy Self Employed Non-Professional – VAT or Service tax return copy, bank statement for 6 months
4.List of requisite plans – In addition to the identity proof and plot documents, a local municipal authority approved detailed layout plan of proposed building on site must also be submitted. Along with this, a certified architect or engineer must submit an estimated cost of construction. Based on all these documents, if the bank is sure that the project is safe to lend money for, your loan will be sanctioned.
Verification Process For Home Construction Loan:
1. Technical Verification
2. Legal Verification
Home Construction Loan Disbursement: The loan payments begin once all the formalities are completed and the property is fully verified. The payments are done in the form of cheques, signed by the operations manager.
Home Construction Loan Limit:
Depending on whichever is lower, you can either get a loan of up to 100% of the estimated construction price or to a maximum of 90% of its market value. for the loan requirement up to Rs. 30 lakh*.
Estimated construction price is always certified by a chartered engineer/architect and duly verified by the Technical Officer. Depending on whichever is earlier the maximum term of your home loan can either be up to 30 years or cannot extend beyond your retirement age. Top Up Loan Facilities For Home Construction Loan A top-up loan is like a bonus. It is a no-restrictions-accompanied additional loan over your other loans for funds or expenses such as education, buying a car or even a vacation.
Eligibility For Top Up:
The sanctioning of a top up loan is done after the lender reviews your payment history and the home loan amount. In case your property has a high market value, your top up amount can also exceed your home loan.
Application & Requirement Document Like other loans, a top up loan can apply for by filling out a simple form, both online and offline. Like all the construction loan, you will have to submit the required documents (mentioned at the start) for the approval process
1. Technical Verification
2. Legal Verification
Home Construction Loan Disbursement: The loan payments begin once all the formalities are completed and the property is fully verified. The payments are done in the form of cheques, signed by the operations manager.
Home Construction Loan Limit:
Depending on whichever is lower, you can either get a loan of up to 100% of the estimated construction price or to a maximum of 90% of its market value. for the loan requirement up to Rs. 30 lakh*.
Estimated construction price is always certified by a chartered engineer/architect and duly verified by the Technical Officer. Depending on whichever is earlier the maximum term of your home loan can either be up to 30 years or cannot extend beyond your retirement age. Top Up Loan Facilities For Home Construction Loan A top-up loan is like a bonus. It is a no-restrictions-accompanied additional loan over your other loans for funds or expenses such as education, buying a car or even a vacation.
Eligibility For Top Up:
The sanctioning of a top up loan is done after the lender reviews your payment history and the home loan amount. In case your property has a high market value, your top up amount can also exceed your home loan.
Application & Requirement Document Like other loans, a top up loan can apply for by filling out a simple form, both online and offline. Like all the construction loan, you will have to submit the required documents (mentioned at the start) for the approval process
Products & Services
Layout Design
A plot plan is an architecture, engineering, or landscape architecture plan, which shows the buildings, utility runs, and equipment layout, the position of roads and other constructions of an existing or proposed project site at a defined scale.[1] Plot plans are also known more commonly as site plans. The plot plan is a ‘top-down’ orientation.
The specific objects and relations shown are dependent on the purpose for creating the plot plan, but typically contain: retained and proposed buildings, landscape elements, above ground features and obstructions, major infrastructure routes, and critical legal considerations such as property boundaries, setbacks, and rights of way.
Specific design disciplines’ plot plans can be part of a complex project’s documents, such as grading, landscape, foundation engineering, and utilities (e.g. in architecture, a plot plan drawing shows all the major features and structures on a piece of property like: buildings, porches, decks, sheds, swimming pool, etc.).
The specific objects and relations shown are dependent on the purpose for creating the plot plan, but typically contain: retained and proposed buildings, landscape elements, above ground features and obstructions, major infrastructure routes, and critical legal considerations such as property boundaries, setbacks, and rights of way.
Specific design disciplines’ plot plans can be part of a complex project’s documents, such as grading, landscape, foundation engineering, and utilities (e.g. in architecture, a plot plan drawing shows all the major features and structures on a piece of property like: buildings, porches, decks, sheds, swimming pool, etc.).
Products & Services
Interior Design
Interior design is the art and science of enhancing the interior of a building to achieve a healthier and more aesthetically pleasing environment for the people using the space. An interior designer is someone who plans, researches, coordinates, and manages such enhancement projects. Interior design is a multifaceted profession that includes conceptual development, space planning, site inspections, programming, research, communicating with the stakeholders of a project, construction management, and execution of the design.
We cover all the below interiors under residential interiors in making the residential interiors more wonderful and elegant. Our Personalised home interior designs go best for the customer’s needs at all times and the design entirely depends on the customer choice of selecting a design or a theme.
We cover all the below interiors under residential interiors in making the residential interiors more wonderful and elegant. Our Personalised home interior designs go best for the customer’s needs at all times and the design entirely depends on the customer choice of selecting a design or a theme.
Products & Services
Modular kitchen
Since our establishment in the year 2007 as Vhomes Constructions, we have been engaged in providing a wide range of civil construction based services. These meet the demands of various industrial, commercial and individual establishments.
The Company is ventured successfully into civil construction as well as in areas like land development work and many more.
Products & Services
Approval / Vasthu plan
Since our establishment in the year 2007 as Vhomes Constructions, we have been engaged in providing a wide range of civil construction based services. These meet the demands of various industrial, commercial and individual establishments.
The Company is ventured successfully into civil construction as well as in areas like land development work and many more.
Products & Services
Demolition work
Since our establishment in the year 2007 as Vhomes Constructions, we have been engaged in providing a wide range of civil construction based services. These meet the demands of various industrial, commercial and individual establishments.
The Company is ventured successfully into civil construction as well as in areas like land development work and many more.
Products & Services
Specialized in waterproofing
Specialized Waterproofing is a family owned and operated business, Which services the Domestic, commercial and industrial building industry.
We have been operating as waterproofing applicators and consultants for 15 years. We pride ourselves on quality workmanship at the highest standards in the industry. Our Waterproofing applications are second to none and pride ourselves on our reputation and Consulting in all areas of the waterproofing industry.
Waterproofing is basically a process designed to prevent water from penetrating into a structure. Typically waterproofing is done in various layers and stages to create multiple barriers so that water cannot penetrate the structure. A structure is waterproofed by the use of membranes and coatings to protect contents underneath or within as well as protecting structural integrity.
We have been operating as waterproofing applicators and consultants for 15 years. We pride ourselves on quality workmanship at the highest standards in the industry. Our Waterproofing applications are second to none and pride ourselves on our reputation and Consulting in all areas of the waterproofing industry.
Waterproofing is basically a process designed to prevent water from penetrating into a structure. Typically waterproofing is done in various layers and stages to create multiple barriers so that water cannot penetrate the structure. A structure is waterproofed by the use of membranes and coatings to protect contents underneath or within as well as protecting structural integrity.